Reviewing Your Qualifications
To qualify, you'll need to file through one hospital and one carrier. Your current excess carrier will mail an excess renewal application form for you to complete and return to the carrier. Simply complete and return the application to the carrier as instructed on the carrier's renewal application form.
Physicians and dentists new to the program can obtain a Section 18 application to submit prior to state enrollment closing. Applications for physicians and dentists can obtain a MLMIC Section 18 application by calling MLMIC at 1.888.672.1844 or by visiting the MLMIC website at the following link:
Click Here
It is your responsibility to ensure that your enrollment is complete and accepted by the carrier. A participating physician will receive a policy and declarations page from the carrier. Other qualifying factors for the Section 18 program remain the same as prior years:
- A primary affiliation with a New York State general hospital
- Render emergency services from time to time at the general hospital
- An individual primary policy (not group)
- Limits of at least $1.3 million per claim & $3.9 million aggregate
- Carrier must be authorized to do business in New York
- Complete a biennially-required Risk Management Course given by primary carrier
A PDF excerpt of the NYS Final 2022-2023 NYS legislative language authorizing the excess Medical Malpractice Liability program is available here: Section 18 legislation
The New York Senate and Assembly bills (S8007 and A9007) that were passed into law for the excess medical malpractice is available here: S8007 & A9007
Additionally, the NYCRR Part 91 in Title 10, the NYS DOH, describing the excess liability insurance pool for physicians and dentists including the requirements is available here: NYCRR91